You have no rights to copy or reproduce in whole or in part any portion of the Service, including without limitation, 2.1 Owners content. Other than the limited license, you have no other right, title or interest in the Service. You understand and acknowledge that, in all circumstances, your rights with respect to the Service shall be limited by applicable copyright or intellectual property laws and these Terms and Conditions of Service. By providing your credit card, debit card, bank account or other payment instrument information to the Company, you acknowledge and agree that we may keep your payment instrument information on file until you close your Owners Account. By providing your payment instrument information to the Company, you agree that you will consult the terms and conditions imposed by the issuer of your payment instrument as to the notice requirements and limitations of liability applicable to you in the event of loss, theft or unauthorized use of your payment instrument. You agree that you, and not Owners or its Affiliates, shall be solely responsible for payment of all amounts billed to your credit card by unauthorized third parties.

PAYMENTS, CHARGES AND BILLING

This specifically includes the functionality allowing access to our users calendars with their consent. By using our application, you agree and consent to this use and transfer of information. The Terms constitute the entire agreement between you and Owners relating to the subject matter hereof and shall not be modified except in writing, signed by both parties, or by a change in the Terms.

• Other than the limited license, you have no other right, title or interest in the Service.
• Any disputes arising under or related to this policy shall be resolved in accordance with these laws.
• The following Terms and Conditions of Service constitute a legal contract between you (“you”) and Owners (“Owners”/”Company”) regarding your use of the Website and the Services.
• The Company does not have and accepts no liability on your behalf.
• This agreement serves as a final resolution of any disputes regarding the refunded service.

We also reserve the right to pause or withhold any services or support during this period. We encourage you to contact our support team before initiating a chargeback to discuss any concerns. By requesting a refund in accordance with this policy, you acknowledge that you have read, understood, and agree to be bound by the Terms and Conditions outlined herein.

The parties shall not raise any dispute regarding that, and hereby waive jury trial and/or any defense based on venue, inappropriate forum, lack of personal jurisdiction, sufficiency of service of process, or similar reasons in any of such actions or litigations. This includes making your content available to other companies, organizations or individuals who partner with Owners for syndication, broadcast, distribution or publication of content in other media. Upon issuance of a refund, the customer agrees to renounce any subsequent claims related to the refunded purchase.

You agree to comply with all applicable copyright protection laws in connection with your use of the Service and Content. In addition to the provisions of these Terms and Conditions of Service, the Company may take appropriate steps to protect copyrights in the Content. After 30 days from purchase, all refund requests are handled on a case-by-case basis. Each case is reviewed individually, considering factors such as the extent of service used and any specific circumstances shared by the customer. A refund (partial or full) may or may not be granted based on the specific details of each situation.

By making a purchase on our platform, you acknowledge and agree to the terms of this refund policy. This policy is made readily available for review before completing any transaction. Once your refund is approved, please allow 5-7 business days for the refund to be processed and credited to your original payment method. Please note that refund timelines may vary depending on your payment provider, and delays may occur outside our control.

CONTENT

• Please read our Privacy Policy carefully for information regarding Owners collection, use and disclosure of your personal information.
• This refund policy is governed by the laws of  Delaware, without regard to its conflict of laws principles.
• This includes making your content available to other companies, organizations or individuals who partner with Owners for syndication, broadcast, distribution or publication of content in other media.
• The Terms shall be governed by and construed in accordance with the laws of Delaware, United States, without giving effect to any principles of conflicts of laws that would cause the application of the laws of any other jurisdiction.
• You also agree to all such uses of your content without any compensation due to you.

You agree that you will not provide information about any payment instrument that has not been issued in your name. 6.3.2 Payments for auto-renewing services are non-refundable and there are no refunds or credits for partially used periods. You may cancel your subscription at any time, but if you cancel your subscription before the end of the current subscription period, we will not refund any subscription fees you have already paid to us. Owners, in its sole discretion, for any or no reason, and without penalty, may suspend or terminate any account you may have with the Company or your use of the Services and remove and discard all or part of your account. Owners may also at any time terminate your access to the Services, or any part thereof, with or without notice.

REFUND POLICY

This refund policy governs your rights and obligations regarding any refund request, and by submitting such a request, you accept and agree to be subject to these Terms and Conditions and our Privacy Policy. You may terminate these Terms of Service at any time by deleting your login account with the Services and discontinuing use of any and all portions of the Services. To initiate the termination process, you may contact the company directly through the designated termination email address at Termination of these Terms will not entitle you to a refund.

Please check the owners drawing meaning Terms periodically for changes that are made after you open your account. 3.1 The content you post remains yours; however, by posting content, you allow Owners to reuse and share it, but you do not lose any ownership rights you may have in your content. When you post comments, questions, reviews, and when you send us ideas and suggestions for new features or enhancements, you authorize Owners to use and share this content with anyone, to distribute and promote it on any platform and by any means, and to make modifications or edits as it sees fit. The Company, Owners, reserves the right to modify, suspend or cancel at any time and at its sole discretion any of the services offered.

PRIVACY POLICY

In the event of a modification or cancellation of the services, the Company undertakes to offer the Client alternative options, whenever possible. The Client acknowledges and agrees that it shall not be entitled to bring any judicial or extrajudicial claim of any kind against the Company as a result of such modifications, suspensions or cancellations of the services. 3.3 You represent and warrant that you have all necessary rights, power and authority to authorize us to use any content you submit to us. You also agree to all such uses of your content without any compensation due to you. Any feedback, comments or suggestions you may provide regarding Owners or the Services is completely voluntary and we may use any feedback, comments or suggestions we deem appropriate without any obligation to you. Owner’s app use and transfer of information received from Google APIs to any other app will adhere to Google API Services User Data Policy, including the Limited Use requirements.

PRIVACY POLICY

These Terms and Conditions of Service will remain in effect as long as you use the Services, unless and until your account is terminated as set forth in these Terms, in which case you will no longer be entitled to use the Services. Refunds for digital services or products may be restricted if the service has been accessed or substantially used.

Upon such termination, you will be entitled to a refund of any unused fees for future Services not yet provided. If we ban your account or disable your access to a course or the Services due to your violation of these Terms, you will not be eligible to receive any credits or refunds. The Service contains and/or incorporates trade secrets, patented (and/or patent pending) inventions and/or other proprietary materials and intellectual property of the Company and/or its licensors.

All title and ownership rights in the Service, including without limitation, the Owners content and any copies related to the Service, remain the property of the Company and its licensors, as applicable. You agree to keep confidential such information contained in the Service that is not in the public domain, and not to disclose such information to any third party without the prior written approval of the Company. After thirty (30) days from the date of subscription to the Service, payments or charges made are non-refundable.

Upon initiation of a chargeback, the customer agrees to renounce any subsequent claims related to the disputed purchase. To request a refund, please contact our support team at When submitting your request, please include all relevant information, evidence, and any supporting documentation explaining why your particular circumstances warrant a refund. Refunds may not be granted in cases of service misuse, fraudulent activity, or other violations of our terms of service. The Terms shall be governed by and construed in accordance with the laws of Delaware, United States, without giving effect to any principles of conflicts of laws that would cause the application of the laws of any other jurisdiction. You agree to submit to the exclusive jurisdiction and venue of these courts and waive any objection to jurisdiction, venue, or inappropriate forum of such courts.